Phone Number: +506 60499240



Ramón Fernández is a Panamanian who has lived and worked across many countries during his career. Degree in Industrial Engineering from Rensselaer Polytechnic Institute in New York, USA, and an MBA from Georgetown University, in Washington DC, USA. Ramón began his career in QBE, an insurance/reinsurance company, in New York, where he worked in all departments, ending up working directly with the CFO of the Company. After his MBA, he worked in Zurich Emerging Markets, where he worked in the trade and credit risk department in Washington, DC. He later worked in London at AON risk in the reinsurance department, where he worked with several Lloyd's syndicates in their relationship with Latin America. After working abroad, Ramón returns to Panama to work in his family company, a reinsurance and insurance group listed in the Panamanian Stock Exchange. He was in charge of acquisitions, capital raising, investors, greenfield investment in a new market, and working directly with rating agencies. He was also a Director and Founder circle of a Bank and Energy Company in Panama.


Degree in Industrial Engineering from Rensselaer Polytechnic Institute, Troy New York, USA
Degree in Master in Business Administration from Georgetown University, Washington, DC, USA


Partner ONEtoONE Corporate Finance from 2020.

Director and Founder Distribuidora Infinity Panama and Costa Rica, a pharmaceutical distribution company, Current

Financial Advisor Ready Pizza, Costa Rica

Associated Partner Invermaster, Investment Banking, Costa Rica

VP Corporate Strategy, Istmo Reinsurance Company, Panama

Financial Analyst and Project Coordinator, QBE Reinsurance Company, New York, USA

Board Member – Insurance / Reinsurance Company (Lloyds of London), Probitas Holdings, London, UK 2015 - 2016

Board Member – Energy Company, SDF Energy Group, Panamá, Panamá 2010 - 2016

Board Member (Secretary) – Brokerage Firm, Balboa Securities, Panamá, Panamá 2010 - 2016

Board Member – General License Bank, Balboa Bank & Trust, Panamá, Panamá 2010 - 2016

Board Member – Publicly Listed Reinsurance and Insurance Company, Istmo Reinsurance Company, Panamá, Panamá 2010 – 2016

Track Record

Ramón Fernández has raised over USD 120mm between equity and debt in the corporate side. He has garnered close to USD 150M in revenues through acquisitions and greenfield in his role as executive director.

International Experience

Costa Rica (CR)
United Kingdom (GB)
Panama (PA)
United States of America (US)

Sector Expertise

Mining and Energy
San Jose office

San Jose

Plaza Tempo, Oficina Workings, Piso 2, contiguo a Banco Improsa, San Rafael de Escazú
, San Jose
Costa Rica


insurance, banking, energy, qsr, distribution


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