DENISA DELIJA
Partner
With a robust background in finance, risk management, and strategic advisory, Denisa Delija brings over two decades of experience spanning financial services, sustainable investment, and corporate transformation across the Western Balkans. Her academic foundation includes an MBA from European University Viadrina (Germany), a Master’s in Risk Management and Insurance from MIB School of Management (Italy), and a BA in Finance from the University of Tirana.
Denisa began her career in the banking sector, rising through leadership roles in risk management, retail credit, and product development at major institutions such as Credit Agricole and NBG Bank. Her deep operational and strategic insight positioned her as a trusted leader during challenging financial periods, such as the Greek financial crisis, where she successfully led liquidity and brand repositioning efforts.
Since 2017, Denisa has served as Managing Partner at Consultbis shpk, a strategic advisory firm collaborating with investors and financial institutions on M&A transactions, ESG-aligned projects, and business development. Through her work, she has led projects across sectors including energy, insurance, transport, banking, and green finance. She has also provided advisory under programs sponsored by the EBRD, UNDP, and the EU, notably supporting MSMEs, inclusive finance initiatives, and investment readiness for DeepTech and ESG-focused companies.
Her expertise in designing and executing structured finance solutions, particularly in green and impact-driven sectors like solar energy, hydrogen, and health tourism, has positioned her as a go-to expert for sustainable and climate-conscious investments in Albania and the region. Denisa has also played a key role in capacity building for Partner Financial Institutions, enhancing their capabilities in EE/RE lending and sustainable financing.
As a Partner at ONEtoONE Corporate Finance, Denisa combines her passion for structured finance, inclusive growth, and cross-border M&A to guide business owners, investors, and institutions through complex transactions. Her multilingual capabilities (Albanian, English, Italian) and cultural fluency make her particularly effective in international negotiations.
Denisa began her career in the banking sector, rising through leadership roles in risk management, retail credit, and product development at major institutions such as Credit Agricole and NBG Bank. Her deep operational and strategic insight positioned her as a trusted leader during challenging financial periods, such as the Greek financial crisis, where she successfully led liquidity and brand repositioning efforts.
Since 2017, Denisa has served as Managing Partner at Consultbis shpk, a strategic advisory firm collaborating with investors and financial institutions on M&A transactions, ESG-aligned projects, and business development. Through her work, she has led projects across sectors including energy, insurance, transport, banking, and green finance. She has also provided advisory under programs sponsored by the EBRD, UNDP, and the EU, notably supporting MSMEs, inclusive finance initiatives, and investment readiness for DeepTech and ESG-focused companies.
Her expertise in designing and executing structured finance solutions, particularly in green and impact-driven sectors like solar energy, hydrogen, and health tourism, has positioned her as a go-to expert for sustainable and climate-conscious investments in Albania and the region. Denisa has also played a key role in capacity building for Partner Financial Institutions, enhancing their capabilities in EE/RE lending and sustainable financing.
As a Partner at ONEtoONE Corporate Finance, Denisa combines her passion for structured finance, inclusive growth, and cross-border M&A to guide business owners, investors, and institutions through complex transactions. Her multilingual capabilities (Albanian, English, Italian) and cultural fluency make her particularly effective in international negotiations.
Education
MIB School of Management, Trieste, Italy
Master in Risk Management and Insurance
European University Viadrina, Germany
MBA in Business Management and Leadership
University of Tirana, Economic Faculty
BA in Finance
Master in Risk Management and Insurance
European University Viadrina, Germany
MBA in Business Management and Leadership
University of Tirana, Economic Faculty
BA in Finance
Experience
Consultbis SHPK - Kosovo, Albania- Managing Director
SE3 Project - Western Europe and Balkans - Evaluator and Mentor
Finance in Motion / UNDP - Consultant
Western Balkan GEFF - PFI Relationship Manager
REEHUB INTERREG IPA / Marin Barleti University - Consultant / Lecturer
NBG BANK - Head of Risk Management Division
EMPORIKI BANK – CRÉDIT AGRICOLE GROUP - Head of Product Development / Marketing Communication
PROCREDIT BANK - Retail Loans Coordinator / Credit Coordinator
SE3 Project - Western Europe and Balkans - Evaluator and Mentor
Finance in Motion / UNDP - Consultant
Western Balkan GEFF - PFI Relationship Manager
REEHUB INTERREG IPA / Marin Barleti University - Consultant / Lecturer
NBG BANK - Head of Risk Management Division
EMPORIKI BANK – CRÉDIT AGRICOLE GROUP - Head of Product Development / Marketing Communication
PROCREDIT BANK - Retail Loans Coordinator / Credit Coordinator
International Experience
Albania (AL)
Kosovo (KV)
Kosovo (KV)
Sector Expertise
Activities of holding companies
Financial Services
Real Estate Activities
Office administrative and support activities
Technical testing and analysis
Financial Services
Real Estate Activities
Office administrative and support activities
Technical testing and analysis
Keywords
Financial Services Sustainable Energy and Climate Finance Transport and Infrastructure Insurance and Risk Management Consulting and Strategic Advisory Technology and Innovation Education and Training Marketing and Retail



