We prepare an Independent Business Review (IBR) to design a financial and business plan that optimally structures the company’s resources. Our analysis determines the appropriate level and type of sustainable debt, reorders liabilities, coordinates information flows, and leads negotiations with financial institutions and creditors to secure balanced terms for all parties.
Debt restructuring requires rigorous execution, as discussions often take place simultaneously with multiple stakeholders. Success depends on presenting a robust, credible financial plan that underpins a refinancing proposal acceptable to financial entities and ensures the company’s long-term stability.
Strengthen financial stability
Increase credit worthiness
Optimize cash flow
Enable M&A objectives
Mitigate risk
Enhance strategic flexibility
ONEtoONE Corporate Finance brings extensive expertise in capital structure optimization and debt restructuring, having successfully supported numerous companies in navigating complex refinancing processes. Our team excels at negotiating with creditors, securing favorable terms, and designing structures that stabilize operations while preventing further financial distress.
With a strong track record across sectors, we guide clients through every stage of refinancing and restructuring, ensuring they emerge stronger, more resilient, and strategically positioned for the future.
If your company requires refinancing or expert advice, ONEtoONE provides the experience, relationships, and execution capability to safeguard your financial stability and restore long-term confidence.
Trigger points include persistent cash burn, mounting arrears, imminent covenant breaches, unrefinanceable maturities, or large one-off liabilities (e.g., tax, legal) that existing facilities cannot absorb.
Early engagement is critical: approaching creditors with a robust plan while liquidity still exists materially improves negotiating leverage. External signals—supplier tightening, auditor emphasis-of-matter, insurance or bonding pressure—also indicate the need to act.
Waiting until defaults crystallize typically narrows options and raises the cost of any eventual solution.
At ONEtoONE Corporate Finance, we guide companies through the inherent complexity of debt restructurings, where negotiations often take place simultaneously with banks, leasing providers, private lenders, and trade creditors—each with distinct priorities and security positions.
The process becomes even more intricate when intercreditor arrangements, guarantees, and cross-default provisions are involved. Our role is to bring credibility to the table by preparing high-quality information, including a 24–36-month integrated model, downside sensitivities, liquidity analysis, and a documented turnaround plan.
Through disciplined project management, structured workstreams, and clear decision frameworks, we ensure stakeholders remain aligned and that the process advances efficiently toward a successful outcome.
Debt restructuring is one of the most complex and sensitive processes a company can face, requiring not only technical expertise but also credibility, trust, and flawless execution. At ONEtoONE Corporate Finance, we bring together sector knowledge, rigorous financial analytics, and strong relationships with banks, alternative lenders, and private credit providers to secure solutions that are both executable and sustainable.
Our approach goes beyond short-term fixes. We design long-term capital structures that align maturities, covenants, repayment schedules, and liquidity with the company’s actual operating profile, ensuring resilience through cycles rather than temporary relief. By preparing a robust Independent Business Review (IBR), we provide transparency and credibility to stakeholders, laying the groundwork for constructive negotiations with creditors.
We manage the process end-to-end: from financial diagnosis and stress-tested modeling, to creditor engagement, information coordination, and structured negotiations of terms. Where necessary, we also source new money to stabilize liquidity and fund the turnaround, leveraging our global network of investors, private credit funds, and debt providers. Once terms are agreed, we coordinate documentation and closing to minimize execution risk and ensure a seamless transition.
What truly differentiates ONEtoONE is our ability to act as both a strategic advisor and process manager, keeping multiple creditors aligned, reducing friction, and maintaining strict confidentiality throughout. The outcome is not only a rebalanced debt structure but also renewed lender confidence, a stronger balance sheet, and a credible platform for operational recovery and future growth.
At ONEtoONE Corporate Finance, we design and execute restructuring strategies to ensure both financial sustainability and creditor alignment. Typical approaches include:
Our role is to coordinate these measures into a coherent restructuring package that is credible to creditors, executable in practice, and strategically designed to leave the company stronger, more resilient, and positioned for future growth.
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