Strategic finance and business intelligence executive with over 25 years of leadership experience driving financial transformation, growth, and operational scalability across SaaS, healthcare, insurance, and banking sectors. Specialized in accelerating go-to-market strategies, optimizing valuations, and leading M&A and capital market operations. Trusted advisor to CEOs, boards, and investors for scaling businesses, maximizing EBITDA, and enabling international expansion, with a data-first, collaborative approach.

At ICBD Holdings – ABA Centers of America, Xavier spearheaded financial transformation, scaling a $300M healthcare startup to a $3B+ valuation with advanced AI and dynamic pricing models. As Managing Director at A Neumann & Associates, he led M&A advisory exceeding $100M in healthcare, fintech, and insurance, significantly boosting seller valuations. Previously, as Vice President at Citibank, he managed strategy for $25B private banking portfolios, optimizing profitability by 15%. His career includes strategic roles at Verifone, AIG, Chevron, Citigroup, Chase, and NDC Health, focused on pricing, go-to-market strategy, and predictive analytics.

Renowned for cross-functional leadership, mentorship, and promoting financial literacy, Xavier builds high-performing teams and delivers resilient outcomes through informed decision-making.